Emma is committed to providing physicians, dentists, business owners and individuals with life insurance and financial products that meet their protection and cash accumulation needs.

By keeping up with current trends and offering outstanding service, Emma has earned a reputation for integrity and for showing true concern for her clients.

Emma was born and raised in the Philippines. She is a graduate of De La Salle University in Manila, with a degree of Bachelor of Science in Commerce, major in Marketing Management.

Emma joined New York Life Insurance Company in 1986 and has a broad background in both personal and business insurance planning. An established agent from the San Francisco General Office, she operates her own practice in the commercial downtown area of Alamo. She resides in Alamo with her husband Jun.

Emma and Jun have three children. EJ, their eldest, is a Partner/Sales Manager with New York Life. Joel, their second, is a Financial Advisor/Certified Financial Planner, and a partner in the business. Jaclyn, their youngest, is a Sales Development Manager with New York Life’s San Francisco General Office.

In her free time, Emma loves spending time with their grandson Matteo and the family dog, Bodie.

"I want to assist you by providing the best possible professional service. I will strive to help you achieve your financial goals and accomplish the desired results. I also want to develop long-term relationships based upon these principles with personalized service. I will coordinate with your attorney and accountant to help meet the needs of your family and your business."

^*The Million Dollar Round Table is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.