Luz is the Office Manager at the Magbitang Financial Group and Insurance Solutions. She attended the College of the Holy Spirit in the Philippines majoring in Bachelor of Science in Marketing. Luz has been with the firm for nearly two decades, managing company operations, doing the scheduling and customer service, and processing applications. She is married to Jonathan and they have a beautiful daughter named Zoe.

Charisma Llanes is the Office Administrative Assistant. She compiles information from the different facets of our company to produce your comprehensive presentations. She organizes and prepares client information for meetings, as well as helping to meet and greet clients on the phone and in our office. Charisma is a graduate of University of Santo Tomas in the Philippines, with a degree of Bachelor of Science in Business Administration and Commerce. She loves to cook for her husband Romeo and son Rain.

Kristine Seva is the Office Administrator at the Magbitang Financial Group and Insurance Solutions. Aside from her task to help oversee the company's administrative activities, she assists in the case planning process as well, by managing case illustrations and building the case presentation for client meetings. Kristine is a graduate of the University of St. La Salle in the Philippines, with a degree of Bachelor of Arts in Psychology as her first course. She is also a graduate of Riverside College in the Philippines, with a degree of Bachelor of Science in Nursing as her second course. Her love for novelty is what inspired her to land her various expertise in this financial realm. She is a lover of the outdoors and loves to go snowboarding, hiking, and camping.