SERVICES
FINANCIAL PLANNING As a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, Julius Elmer "Joel" M. Magbitang, CFP® offers an objective approach to personal and business financial planning. The strategies he recommends will be customized to address your unique circumstances and objectives. You may choose to work with Julius "Joel" through a more comprehensive fee-based process, or limit the scope of your plan to address just a few planning concepts.
INVESTMENT ADVISORY SERVICES Julius Elmer "Joel" M. Magbitang, CFP®, as a Financial Advisor with Eagle Strategies LLC, a Registered Investment Adviser, offers a number of fee-based asset management programs. Through Eagle Strategies LLC's asset management partnerships, clients of Julius have access to sub-advised separately managed accounts and mutual fund wrap accounts. Most programs provide quarterly performance reports and consolidated statements, ongoing monitoring and one comprehensive annual fee based upon a percentage of assets under management. (Please refer to the Lifetime Wealth Portfolios section on this website to learn more about Eagle's investment advisory services.)
INSURANCE AND INVESTMENT SERVICES As a client of Magbitang Financial, you may also choose to address your particular individual insurance and investment needs through non-fee based consultations. Listed below are the individual personal and business planning concepts available to our clients.
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PERSONAL PLANNING
Investment Analysis and Portfolio Design Traditional and Roth IRA Funding Retirement Plan Rollovers to IRAs Life Insurance Planning Disability Income Planning Retirement Income Planning College Funding Estate Planning Mortgage Protection Charitable Giving
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BUSINESS PLANNING
Executive and Employee Benefits Funding for Retirement with Tax Deferred Products Funding for Salary Continuation Funding for Business Debt Liquidation Buy-Sell Funding Split Dollar Funding Key Person Protection Executive Bonus (IRC Section 162 Bonus) Voluntary Payroll Deductions Program Qualified Plan Funding
SEPs SIMPLEs Keoghs 401(k)/Profit Sharing 412(e)(3) Plans -
Pensions
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RETIREMENT PLANNING Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.
TAX ADVANTAGED STRATEGIES* Making sure you don't pay a penny more than the law requires. Looking for ways to help reduce your current and future tax burden. Referring you to qualified tax specialists.
ESTATE PLANNING Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
RISK MANAGEMENT Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation.
LIFE INSURANCE Assesing life insurance needs. Reviewing existing life insurance coverage. Recommending policy changes when appropriate. Finding the best policy for your situation.
EDUCATION FUNDING Recommending investment and accumulation strategies to help you pay for your children's education.
INVESTMENT STRATEGIES** Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals.
EXECUTIVE AND EMPLOYEE BENEFITS Helping your business attract and retain qualified employees through benefit packages. *Magibitang Financial & Insurance Solutions, nor its representatives, provides tax, legal, or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions. **Offered by NYLIFE Securities LLC (Member FINRA/SIPC) | 